Community HomeSolvers
We Buy Notes

Get Top Dollar For Your Mortgage Note

Do You Have A Note Secured By Real Estate?

Looking to sell your mortgage or real estate note for a lump sum of cash now?

Give us a call today!

We buy mortgage notes and real estate secured contracts nationwide:

  • 1st mortgages
  • Land contracts
  • Notes on residential properties
  • Commercial properties

We purchase real estate notes and contracts direct. There is no middle man so you get the maximum cash value for your note or contract.

We are dedicated to providing you with professional, personal and confidential service, as well as the highest payout for your real estate note.

Purchase Process

  1. Give us a call at 757-255-8080 or fill the form below.
  2. We will evaluate the information based on the current balance, equity in the property, interest rate, payor's payment history and credit rating. We will prepare a quote for you, usually within 24 hours.
  3. Once price is agreed, we will send you a contract and a list of documents needed. These can be sent to us by fax or by overnight express.
  4. We will review the documents and order an appraisal of the property.
  5. We will order title insurance and prepare the closing documents for you to review, sign and return to us by fax or overnight express.
  6. Your funds will be wired directly to the title company for disbursement.

Some recommendations to speed up the closing process:

  • Have available copies of the mortgage document, the note, title insurance, property insurance, appraisal (if any)
  • If you do not have a current appraisal, it's good to have an idea of the current value of the property
  • Keep good payment history records, including copies of all monthly payment checks


Q: What is a note?
A note is written document that states a promise to pay as well as the terms which include the amount, interest rate and length of time in which to fulfill this promise

Q: What is a note appraisal?
A note appraisal reflects the current market value of your payments similar to what a real estate appraisal provides for real property. Frequently referred to as a "Quote" it shows what your future payments are worth in cash dollars today

Q: How is my note value determined?
The value of your note is based on a number of factors:

  • Down payment
  • Interest rate
  • Payment amount
  • Length (term) of the note
  • Buyers credit rating
  • Payment history
  • In addition, property type, condition, and value will affect note value

Q: How long does it take to close?
Generally, it takes 2-3 weeks to close on a real estate note from the time we receive all the required documents to allow for title report and appraisal

Q: How do I receive my money?
Money is usually wired directly to the escrow company/title agency for disbursement

Q: Who pays the closing costs?
Sometimes we pay closing costs and sometimes the noteholder does. Every deal is different. We will work out a deal that makes both of us happy!

Q: Is there a maximum or minimum size note that you buy?
There is no maximum. We generally prefer that the note be a minimum of $20,000, however we look at each note on a case by case basis

Q: Do you charge for providing a quote?
Providing a quote is completely free

Q: I’m concerned about confidentiality, what shall I do ?
Your private financial information is kept in strict confidence

Q: How can I make sure that I’m getting a fair price for my note?
Unlike the primary mortgage market (mortgage companies and banks) where you know exactly the interest rate and costs involved, the secondary market (such as buying notes) sets the offers based on a different set of rules as explained above.

Due to the high risk involved with these transactions, there is always a discount on the face value of the mortgage. The size of the discount will depend on a variety of factors, most of whom are described here. Rest assured you will get the best offer possible

Q: Does the sale of my note affect the payor?
No! As a matter of fact the sale of your note never changes any terms of the note contract. The payor will get the same terms as the original note contract

Q. Why Would I Want to Sell My Real Estate Note?
When you convert part or all of your real estate note into cash, you gain several advantages in addition to immediate cash:

  • You don't have to worry about the payments you receive each month slipping away on life's little expenses
  • You receive a substantial sum of cash right now ­ and accomplish your goals
  • You won't have to worry about collecting monthly payments or servicing your note; we'll handle it
  • You won't have to worry about whether the taxes and insurance premiums are being paid each year to protect your investment; we'll handle it
  • You won't have to worry about whether your purchaser will continue to make their payments

Q. Are There Any Additional Benefits To Me?
Yes. When you consider the impact inflation can have on the value of your note over its life, cash in hand today can be expected to be worth a lot more now than years down the road.

Q. What Types Of Property Do You Purchase?
We purchase real estate notes on virtually all types of property: single-family homes, multi-family homes, farmland, commercial, recreational, vacant land, and mobile homes with land attached.

Q How Do I Get Started?
Just give us a call at 757-255-8080 or fill the form below

Your Contact Information
First Name: 
Last name: 
Property Information
Address, City, State, Zip: 
Property Type: 

Selling Price: 
Current Value: 
Down Payment: 
Note Information

Date Of Note: 
Current Balance $: 
Original Amount $: 
Amortized Over (Months): 
Interest Rate: 
Monthly Payments $: 
Number of Payments Made: 
Next Payment Due: 
Number of Payments Remaining: 
Second Mortgage Balance $: 
Is There A Baloon Payment?: 

When Is The Baloon due?: 
Is This Your Note?: 

Is The Note Paying On Time?: 

Is The Note Delinquent?: 

If Delinquent, How Many Months?: 
Credit Of Payor: 

Any Special Clauses?: 
Reason For Selling?: 
Upload Note: Upload Documents (.htm, .html, .pdf, .doc or .docx)

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